Direct Housing Natural Disaster Loans and Grants
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The guidelines of the Direct Housing Natural Disaster Loans and Grants program also requires that in order for a homeowner to avail of a loan or a grant, he/she should be able to clearly prove and establish that his/her residential property has been physically damaged as a result of a natural disaster.

In addition, the funds that will provided for under the Direct Housing Natural Disaster Loans and Grants will only be made available in instances where the Federal Emergency Management Agency has refused or has not been able to provide funding for similar purposes.

Interested homeowners can fill out an application for the Direct Housing Natural Disaster Loans and Grants program in the nearest Rural Development field office serving the county where the dwelling is located.

Loan applicants will only be deemed eligible to submit an application for the program if they own and occupy a home that has been directly damaged by a natural disaster; and only if they have a sufficient income that will enable them to repay for the loan in the future.

Grant applicants must be homeowners who are 62 years old and above and must be able to demonstrate no means of repaying the funds that have been awarded to them.

The Department of Agriculture, the mother agency funding the Direct Housing Natural Disaster Loans and Grants program, is the country's leading agency that is mainly liable for all anti-hunger, safety, and conservation efforts.



Direct Housing Natural Disaster Loans and Grants
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About The Author Iola Bonggay is an editor of TopGovernmentGrants.com one the the most comprehensive Websites offering information on government grants and federal government programs. She also maintains Websites providing resources on environmental grants and grants for youth programs.

Additional Resources

category - Home Improvement Grants

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The Department of Housing and Urban Development, has recently announced a funding opportunity entitled Energy Innovation Fund: Multifamily Pilot Program.

Energy Innovation Fund is directed towards the discovery of innovations in terms of the residential energy efficiency sector and to help in the development of a standardized home energy efficient retrofit market.

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Lead-Based Paint Hazard Control Grant Program
The Department of Housing and Urban Development has recently established the Lead-Based Paint Hazard Control Grant Program wherein they intend to provide assistance to states, local government units, Native American Tribes, cities, and countries in their complex attempt of determining and controlling lead-based paint hazards in eligible privately-owned rental or owner-occupied dwellings.

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Low-Income Housing Repair Loans and Grants
The United States Office of Rural Development has been running the Low-Income Housing Repair Loans and Grants program wherein they intend to assist very low-income income homeowners in rural areas in the difficult and costly process of putting their homes up for repair.

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Direct Housing Natural Disaster Loans and Grants
The primary goal of the Direct Housing Natural Disaster Loans and Grants program is to provide loans or grants to homeowners whose homes are situated in counties that are named by the Federal Emergency Management Agency as being qualified to receive federal assistance under an emergency declaration that is made by the President of the United States.

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