Direct Housing Natural Disaster Loans and Grants
Page 2

The guidelines of the Direct Housing Natural Disaster Loans and Grants program also requires that in order for a homeowner to avail of a loan or a grant, he/she should be able to clearly prove and establish that his/her residential property has been physically damaged as a result of a natural disaster.

In addition, the funds that will provided for under the Direct Housing Natural Disaster Loans and Grants will only be made available in instances where the Federal Emergency Management Agency has refused or has not been able to provide funding for similar purposes.

Interested homeowners can fill out an application for the Direct Housing Natural Disaster Loans and Grants program in the nearest Rural Development field office serving the county where the dwelling is located.

Loan applicants will only be deemed eligible to submit an application for the program if they own and occupy a home that has been directly damaged by a natural disaster; and only if they have a sufficient income that will enable them to repay for the loan in the future.

Grant applicants must be homeowners who are 62 years old and above and must be able to demonstrate no means of repaying the funds that have been awarded to them.

The Department of Agriculture, the mother agency funding the Direct Housing Natural Disaster Loans and Grants program, is the country's leading agency that is mainly liable for all anti-hunger, safety, and conservation efforts.



Direct Housing Natural Disaster Loans and Grants
  Back to Page 1

About The Author Iola Bonggay is an editor of TopGovernmentGrants.com one the the most comprehensive Websites offering information on government grants and federal government programs. She also maintains Websites providing resources on environmental grants and grants for youth programs.

Additional Resources

category - Home Improvement Grants

Department of Housing and Urban Development's Dollar Homes Program
The Dollar Homes Program revolves around the process of selling single family homes for a superbly reasonable price of $1 (plus closing cost) to low-to-moderate income families, granted that these houses have been acquired through foreclosure by the Federal Housing Administration, and have already been actively marketed for at least six months and still remained unsold after that certain period of time.

---

Department of Housing and Urban Development: Energy Innovation Funds for Multifamily Pilot Program
The Department of Housing and Urban Development, has recently announced a funding opportunity entitled Energy Innovation Fund: Multifamily Pilot Program.

Energy Innovation Fund is directed towards the discovery of innovations in terms of the residential energy efficiency sector and to help in the development of a standardized home energy efficient retrofit market.

---

Community Development Block Grant Program for Indian Tribes and Alaska Native Villages
The Office of the Assistant Secretary for Public and Indian Housing within the Department of Housing and Urban Development, has recently established a funding opportunity entitled Community Development Block Grant Program for Indian Tribes and Alaska Native Villages (ICDBG).

---

Rehabilitation Mortgage Insurance Program
The Rehabilitation Mortgage Insurance Program intends to financially assist families as they repair or improve, purchase and improve, or refinance and improve their current residential properties that have been existent for more than a year.

---