First Time Homebuyer Programs in Delaware
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a) Community Development Block Grants (CDBG) - This program, exclusively operated in Kent and Sussex Counties only, has the ability to provide funding for a variety of activities (rehabilitation, demolition and Housing Code enforcement) geared towards the maintenance or improvement of existing housing, and for the provision of infrastructure in support of housing development for low- and moderate-income persons.

b) Delaware Emergency Mortgage Assistance Program (DEMAP) - This program is especially designed to assist individuals in the process of avoiding mortgage foreclosure on their primary residence due to a loss of 15% or more their income, which could either be caused by the sudden loss of employment or reduction in hours as a direct result of the recession, or the inability to work or reduction in hours able to work due to an injury or illness.

c) Housing Rehabilitation Loan Program (HRLP) - This loan program offers loans of up to $35,000 at 3% interest rates to low- and moderate-income homeowners and landlords who rent to low-income tenants in order to make necessary State Housing Code repairs or to make modifications to a residence in order to make them accessible to those renters with disabilities.

d) Live Near Your Work (LNYW) - This program is especially tailored to assist employees of participating employers in the process of purchasing a home near the place of their employment.

e) First Time Homebuyers Program - This program is DSHA's leading program for first time homebuyers who have not owned a home in the past three years.

First Time Homebuyer Programs in Delaware
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About The Author Michael Saunders is an editor of TopGovernmentGrants.com one the the most comprehensive Websites offering information on government grants and federal government programs. He also maintains Websites providing resources on civic engagement grants and philanthropy giving.

Additional Resources

category - Home Buying Programs

Keystone Home Loan PLUS Program
The Pennsylvania Housing Finance Agency, otherwise termed as PHFA, is an independent agency established in year 1972 in an attempt to assist the provision of reasonable and affordable housing opportunities the elderly, persons and families of modest means, and people suffering from disabilities.

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Ohio Heroes Program for First Time Home Buyers in the State of Ohio
One of the most popular programs of the Ohio Housing Finance Agency is the Ohio Heroes Program which is exclusively intended for active military men, active reservists, veterans, firefighters, emergency medical technicians, paramedics, and several other individuals with noble professions.

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Homeownership Program for First Time Homebuyers in Connecticut
The Connecticut Housing Finance Agency has established the Homeownership Program wherein it intends to provide reasonable home loans with below-market interest rates to tenants occupying publicly assisted housing who wish to transition from renting into homeownership.

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Achieving the Dream Program for First Time Home Buyers in New York
One of the programs of the State of New York Mortgage Agency, is the Achieving the Dream Program wherein it seeks to provide eligible low income first time home buyers with really low down payment mortgage financing programs.

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