First Time Homebuyer Programs in Delaware
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a) Community Development Block Grants (CDBG) - This program, exclusively operated in Kent and Sussex Counties only, has the ability to provide funding for a variety of activities (rehabilitation, demolition and Housing Code enforcement) geared towards the maintenance or improvement of existing housing, and for the provision of infrastructure in support of housing development for low- and moderate-income persons.

b) Delaware Emergency Mortgage Assistance Program (DEMAP) - This program is especially designed to assist individuals in the process of avoiding mortgage foreclosure on their primary residence due to a loss of 15% or more their income, which could either be caused by the sudden loss of employment or reduction in hours as a direct result of the recession, or the inability to work or reduction in hours able to work due to an injury or illness.

c) Housing Rehabilitation Loan Program (HRLP) - This loan program offers loans of up to $35,000 at 3% interest rates to low- and moderate-income homeowners and landlords who rent to low-income tenants in order to make necessary State Housing Code repairs or to make modifications to a residence in order to make them accessible to those renters with disabilities.

d) Live Near Your Work (LNYW) - This program is especially tailored to assist employees of participating employers in the process of purchasing a home near the place of their employment.

e) First Time Homebuyers Program - This program is DSHA's leading program for first time homebuyers who have not owned a home in the past three years.

First Time Homebuyer Programs in Delaware
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About The Author Michael Saunders is an editor of TopGovernmentGrants.com one the the most comprehensive Websites offering information on government grants and federal government programs. He also maintains Websites providing resources on civic engagement grants and philanthropy giving.

Additional Resources

category - Home Buying Programs

Downpayment Assistance Program for First Time Homebuyers in Connecticut
The Connecticut Housing Finance Authority has been running the Downpayment Assistance Program in order to financially assist first time home buyers in the process of covering the downpayment and closing costs of purchasing a home.

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Rehabilitation Mortgage Insurance Program
The Department of Housing and Urban Development, otherwise known as HUD, is a Cabinet department in the executive branch of the United States federal government.

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Rural Community Development Initiative
The Rural Community Development Initiative can be awarded to legally qualified private, public, and tribal groups or organizations that have the experience and capability of providing training and technical assistance to nonprofit community-based housing and community development organizations, as well as low income rural communities.

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Connecticut Housing Finance Agency Mortgage Programs for Military, Police and Teachers
The Connecticut Housing Finance Agency has established the Mortgage Programs for Military, Police and Teachers so as to provide reasonable housing opportunities to veterans and active duty service members of the United States Military, the National Guard, along with teachers and police officers who are assigned in under-served areas.

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