First Time Homebuyer Programs in Georgia
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The funds that are provided under the CHIP can be used in several ways, such as to provide down payment assistance or homeowner rehabilitation funding to eligible low- and low-moderate income households in Georgia.


b) Emergency Solutions Grants Program (ESGP) - This program mainly concentrates on providing outreach, shelter, rapid re-housing, homelessness prevention and related services to people experiencing homelessness, or for people whose welfare are in danger as a result of homelessness.


The ESGP is the agency's attempt at enabling homeless individuals and families to move toward independent living as well as to prevent future instances or possibilities of homelessness.


c) Georgia Dream Homeownership Program - This program is DCA's leading program that is designed to assist low and moderate income families in the complex process of procuring a home.


The program is divided into two subprograms: the First Mortgage Loan Financing, which provides low-interest rate mortgage loans (payable for up to 30 years) to eligible borrowers with moderate incomes and modest assets, and the Down Payment and Closing Cost Financing Program which provides the eligible borrowers of the First Mortgage Loan Financing Program with the opportunity to procure a second loan worth $7,500 to cover the property's downpayment and closing costs.



First Time Homebuyer Programs in Georgia
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About The Author

Michael Saunders Michael Saunders is an editor of TopGovernmentGrants.com one the the most comprehensive Websites offering information on government grants and federal government programs.

He also maintains Websites providing resources on home improvement grants and loans and children grant funding.




Additional Resources



category - Home Buying Programs

Rural Community Development Initiative
The Rural Community Development Initiative can be awarded to legally qualified private, public, and tribal groups or organizations that have the experience and capability of providing training and technical assistance to nonprofit community-based housing and community development organizations, as well as low income rural communities.


Grants From the Department of Housing and Urban Development
Iola Bonggay is an editor of TopGovernmentGrants.com one the the most comprehensive Websites offering information on government grants and federal government programs.

She also maintains Websites providing resources on environmental grants and grants for youth programs.



Homebuyer Mortgage Program for First Time Homebuyers in Connecticut
The Connecticut Housing Finance Authority has been administering the Homebuyer Mortgage Program for First Time Homebuyers. The program is capable of offering home loans and below-market interest rates to first time homebuyers who reside in Connecticut and who are planning to acquire a property that is located in Connecticut.


Alabama Housing Finance Authority
The Alabama Housing Finance Authority, more commonly referred to as AHFA, is a public corporation which was established in the year 1980 under the Act No. 80-585 of the Alabama Legislature.






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