Government Grants for Housing Assistance

by: Michael Saunders

Since 2002, the federal government has been developing and implementing Grants.gov as a collaborative cross-government program focused on streamlining grants management for the Federal grant community.

Grants.gov is the one-stop-shop Website to apply for more than $400 billion in Federal grants. Managed by the U.S. Department of Health and Human Services (HHS), Grants.gov is one of the 24 E-Government initiatives operating under the governance of the Office of Management and the Budget (OMB). The Website centralizes grant information and electronic submission for more than 1,000 grant programs across the Federal government.

Do you have a bad credit record but want to get a house? the government just might help. Read this!

It is very difficult to get any loan when you have a bad credit rating. Have you considered getting a housing grant instead? Just read on and finally get that house you have been wanting for years.

Before you get very excited, you must remember that you are not the only one applying for this grant so your application must be very well done. You need to know that there will be a lot of people who can write as good as you. to get ahead of everybody you need learn to research and know more about these housing grants.

1. Know that these are programs of the government by the Department of Housing and Urban Development commonly called as the HUD. Get the list of available housing grants from them.

2. Know which type of housing grant you need (single family housing program, multi family housing, healthcare facilities etc.)

3. Know what requirements are necessary for the grant applicable to you.

4. Learn to write well. You need to know how to write proposals or you could search for people who could do it for you. Remember the key to getting that grant is your proposal.

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Did you know?

Applying at Grants.gov can reduce your costs and the time required to find government grant opportunities and process your application. The site provides access to multiple grantors and reduces paperwork.  (continued...)

Government Grants for Housing Assistance
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About The Author Michael Saunders has an MBA from the Stanford Graduate School of Business. He edits a site on Government Grants for Small Businesses and also edits HandsNet - A Human Services News Website.

Additional Resources

category - Home Buying Programs

Rural Community Development Initiative
The Rural Community Development Initiative can be awarded to legally qualified private, public, and tribal groups or organizations that have the experience and capability of providing training and technical assistance to nonprofit community-based housing and community development organizations, as well as low income rural communities.

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Down Payment Assistance Loan for First Time Home Buyers in New York
In line with this, The State of New York Mortgage Agency has been running the Down Payment Assistance Loan Program (DPAL) wherein it intends to help first time home buyers overcome the setbacks brought about by down payments and closing costs.

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Connecticut Housing Finance Agency Mortgage Programs for Military, Police and Teachers
The Connecticut Housing Finance Agency has established the Mortgage Programs for Military, Police and Teachers so as to provide reasonable housing opportunities to veterans and active duty service members of the United States Military, the National Guard, along with teachers and police officers who are assigned in under-served areas.

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Department of Housing and Urban Development's Dollar Homes Program
The Dollar Homes Program revolves around the process of selling single family homes for a superbly reasonable price of $1 (plus closing cost) to low-to-moderate income families, granted that these houses have been acquired through foreclosure by the Federal Housing Administration, and have already been actively marketed for at least six months and still remained unsold after that certain period of time.

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