These programs are used to help put undergraduates that cannot pay for college themselves through school. Many people do not know they can apply for grants such as the Pell Grant, because they assume they do not qualify or are simply unaware of their existence. The bottom line is the federal government funds all of the grants, and anyone can apply â€“ factors include the school you are attending, your financial circumstances, particular classes you are enrolled in, even your criminal background. These grants are limited to families and students that are in financial need and cannot afford college without it. Only those with clear need receive grants.