Low-Income Housing Repair Loans and Grants

by: Michael Saunders

The United States Office of Rural Development, an agency operating with the United States Department of Agriculture, is the federal government's leading agency that is dedicated for running programs and activities that are designed to help improve the economy of the country and the quality of life of its rural inhabitants.

As an important addition to all its programs and activities, the United States Office of Rural Development has been running the Low-Income Housing Repair Loans and Grants program wherein they intend to assist very low-income income homeowners in rural areas in the difficult and costly process of putting their homes up for repair.

The United States Office of Rural Development has outlined that the funds that will be loaned out and granted under the Low-Income Housing Repair Loans and Grants be used only for certain purposes such as making general home repairs and improvements, or making repairs and improvements that will eliminate health and safety hazards that are currently present in the property.

In addition, the funds may also be used in this fashion to repair or remodel residential properties in order to make them more accessible and more comfortable for household members that have physical disabilities.

The activities that can be included in the repair and renovation of the properties can also include, repair or replacement of heating, electrical, and plumbing services, and water and waste disposal systems, as well as roof or basic structures and weatherization systems.

  (continued...)

Low-Income Housing Repair Loans and Grants
  Page 2

About The Author Michael Saunders is an editor of TopGovernmentGrants.com. He also maintains Websites providing resources on grants for non profits and the philanthropic sector.

Additional Resources

category - Home Improvement Grants

Lead-Based Paint Hazard Control Grant Program
The Department of Housing and Urban Development has recently established the Lead-Based Paint Hazard Control Grant Program wherein they intend to provide assistance to states, local government units, Native American Tribes, cities, and countries in their complex attempt of determining and controlling lead-based paint hazards in eligible privately-owned rental or owner-occupied dwellings.

---

Rural Community Development Initiative
The Rural Community Development Initiative can be awarded to legally qualified private, public, and tribal groups or organizations that have the experience and capability of providing training and technical assistance to nonprofit community-based housing and community development organizations, as well as low income rural communities.

---

Department of Housing and Urban Development: Continuum of Care Homeless Assistance Programs
The CoC Homeless Assistance programs is designed to reduce the incidence of homelessness in established CoC communities, thereby the need to assist homeless individuals and families during the process of quickly transitioning to self-sufficiency and permanent housing.

---

Direct Housing Natural Disaster Loans and Grants
The primary goal of the Direct Housing Natural Disaster Loans and Grants program is to provide loans or grants to homeowners whose homes are situated in counties that are named by the Federal Emergency Management Agency as being qualified to receive federal assistance under an emergency declaration that is made by the President of the United States.

---