Ohio Heroes Program for First Time Home Buyers in the State of Ohio
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b) Qualified veterans such as military members honorably discharged from any branch of the United States Armed Forces

c) Firefighters, Emergency Medical Technicians or Paramedics

d) Certified, accredited, and licensed health care workers who are working full-time as a medical resident, dental hygienist, nurse, nursing assistant, pharmacist, pharmacy technician, physician’s assistant, medical technician, technologist, or therapist

e) Police Officers employed by federal, state, county, municipal, and township governments

f) Teachers and Educators who are working full-time in an accredited schools and institutions of education

In addition, the following individuals should also satisfy the following eligibility requirements:

1) Must be categorized as a first time homebuyer, which entails that he/she has not owned and occupied a single house for the last three years

2) Must have a sufficient credit score

3) Must have a sufficient income that could cover the costs of the mortgages

The Ohio Heroes Program can also be utilized in conjunction with the OHFA's Downpayment Assistance Program that can be used to cover the a certain property's downpayment and closing costs.

If you are interested in the applying for the program, you can read more about it by visiting the Ohio Housing Finance Agency's official website.

Ohio Heroes Program for First Time Home Buyers in the State of Ohio
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Additional Resources

category - Home Buying Programs

California Housing Finance Agency
The California Housing Finance Agency, otherwise known as CalHFA, is an independent, self-supporting agency that was chartered to as the State's affordable housing bank to make low interest rate loans through the sale of tax-exempt bonds; with these bonds being repaid by revenues generated through mortgage loans, instead of taxpayer dollars.

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Construction Incentive Program for First Time Home Buyers in New York
The State of New York cares so much about its people. It looks out for them and constantly ascertains that their best interest is always protected. One of the ways in which the state has manifested this concern is through the establishment of the State of New York Mortgage Agency, more commonly referred to as SONYMA, which is a public authority established in 1970 designed to provide reasonable and affordable home-ownership opportunities to low and moderate income New Yorkers, especially to first time home buyers.

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Keystone Home Loan PLUS Program
The Pennsylvania Housing Finance Agency, otherwise termed as PHFA, is an independent agency established in year 1972 in an attempt to assist the provision of reasonable and affordable housing opportunities the elderly, persons and families of modest means, and people suffering from disabilities.

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Keystone Government Loan Program for Homebuyers in Pennsylvania
The Pennsylvania Housing Finance Agency has been running the Keystone Government Loan Program in which it intends to provide first mortgage financing on loans that are insured by the Federal Housing Administration, the Rural Development, and the Department of the Veterans' Affairs.

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