Student Loan Consolidation
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Federal Direct Consolidation Loans

Federal Direct Consolidation Loans are run by the US

Department of Education and provide a means to combine

multiple Federal loans into one.

You can apply online for the Federal Direct Program by

visiting the website at https://loanconsolidation.ed.gov/appentry/appindex.html.

State Student Consolidation Loans

Several states offer consolidation loans as part of their

education loan programs. Check with your state to see if they

have a loan consolidation program.

Private Student Consolidation Loans

Private loans can not be consolidated under the Federal Direct

Plan. If you can't qualify for the federal and state student

loan consolidation programs because you have private loans,

there are many lenders who make private consolidation loans

available to students. Check with your own lenders first to

see if they have a consolidation program.

About The Author Ken MacKenzie is a successful writer and online entrepreneur. He has developed http://www.college-loans.us as a portal for presenting articles, information, resources, news and links about college scholarships, grants and loans. Copyright 2005, Ken MacKenzie http://www.college-loans.us You have permission to publish this article in your web sites, newsletters, ezines or electronic publications, as long as the complete article is used including the resource box, all links (clickable) and copyright information.

Student Loan Consolidation
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Additional Resources

category - Education Grants

What is the Difference between Getting a Federal Student Loan and a Private Student Loan?
Student loans can be very tricky, and are very confusing to most. In many situations, families are accepted for all different kind of loans and then are left in the dark when it is time to pay it back or fail to realize that they owe as much due to accrued interest.

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All Children Reading Competition Program
The USAID and AusAID has constituted the development of the All Children Reading Competition Program, wherein they seek to discover life-changing innovations that will potentially improve the reading skills and low literacy levels among primary grade children.

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What's this I Hear About a Free Application for Federal Student Aid?
Are you struggling to get through school financially but not sure where to turn next? Have you exhausted loan options but are sick of paying large fees just to apply for the loan and being turned down anyway at the end? You will be glad to find out that that there are cost-free Federal Student Aid applications available to you.

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Higher Education Challenge Grants Program
The National Institute of Food and Agriculture has recently constituted the Higher Education Challenge Grants Program in an attempt to boost and enhance the quality of formal, postsecondary-level agricultural sciences education.

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