Student Loan Consolidation
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Federal Direct Consolidation Loans

Federal Direct Consolidation Loans are run by the US

Department of Education and provide a means to combine

multiple Federal loans into one.

You can apply online for the Federal Direct Program by

visiting the website at https://loanconsolidation.ed.gov/appentry/appindex.html.

State Student Consolidation Loans

Several states offer consolidation loans as part of their

education loan programs. Check with your state to see if they

have a loan consolidation program.

Private Student Consolidation Loans

Private loans can not be consolidated under the Federal Direct

Plan. If you can't qualify for the federal and state student

loan consolidation programs because you have private loans,

there are many lenders who make private consolidation loans

available to students. Check with your own lenders first to

see if they have a consolidation program.

About The Author Ken MacKenzie is a successful writer and online entrepreneur. He has developed http://www.college-loans.us as a portal for presenting articles, information, resources, news and links about college scholarships, grants and loans. Copyright 2005, Ken MacKenzie http://www.college-loans.us You have permission to publish this article in your web sites, newsletters, ezines or electronic publications, as long as the complete article is used including the resource box, all links (clickable) and copyright information.

Student Loan Consolidation
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Additional Resources

category - Education Grants

Student Loan Consolidation
Why Consolidate Your Student Loans? It's January of your senior year and time to start thinking about all those loans you took to help pay for college. Between Stafford Loans, Perkins Loans and al...

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SMART Grants - Educational Grants for the Student of Math, Science and Languages
National Science and Mathematics Access to Retain Talent (SMART) Grants assist those undergraduate postsecondary students that major in foreign languages or certain designated technical fields. Financial grant assistance is provided on need-basis to help these students meet their educational expenses.

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What Are Title IV Programs and How Can They Help You Pay for College
The Title IV programs help college students save money and protects their rights, is a service provided by the government that is responsible for higher education to help prepare undergrads for the real job market after they graduate.

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Types of Financial Assistance From The Department of Education
The US Department of Education was initially created to encourage the promotion of student achievement and their preparation for global competitiveness by way of fostering academic excellence and ensuring equal access to quality education.

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