Student Loan Consolidation
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Federal Direct Consolidation Loans

Federal Direct Consolidation Loans are run by the US

Department of Education and provide a means to combine

multiple Federal loans into one.

You can apply online for the Federal Direct Program by

visiting the website at https://loanconsolidation.ed.gov/appentry/appindex.html.

State Student Consolidation Loans

Several states offer consolidation loans as part of their

education loan programs. Check with your state to see if they

have a loan consolidation program.

Private Student Consolidation Loans

Private loans can not be consolidated under the Federal Direct

Plan. If you can't qualify for the federal and state student

loan consolidation programs because you have private loans,

there are many lenders who make private consolidation loans

available to students. Check with your own lenders first to

see if they have a consolidation program.

About The Author Ken MacKenzie is a successful writer and online entrepreneur. He has developed http://www.college-loans.us as a portal for presenting articles, information, resources, news and links about college scholarships, grants and loans. Copyright 2005, Ken MacKenzie http://www.college-loans.us You have permission to publish this article in your web sites, newsletters, ezines or electronic publications, as long as the complete article is used including the resource box, all links (clickable) and copyright information.

Student Loan Consolidation
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Additional Resources

category - Education Grants

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Student Loans Available Directly from the Federal Government
There are different variations of a Federal Direct Student Loan available; these are dependent on whether or not the student is eligible for government assistance. Need based programs include the Stafford Loan and the Direct Subsidized Loan; while non-need based programs are the Direct PLUS program, and the Direct Unsubsidized Loan.

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Financial Aid for Students - The Role of the Federal Student Aid Office
The Federal Student Aid Office makes sure that eligible students get to benefit from financial assistance to complete an education beyond high school. The Office plays a vital role in the entire financial aid process and has an active role in ensuring that students have access to all the information they need when requesting federal assistance to attend college.

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