Student Loan Consolidation
Page 2

Federal Direct Consolidation Loans


Federal Direct Consolidation Loans are run by the US

Department of Education and provide a means to combine

multiple Federal loans into one.


You can apply online for the Federal Direct Program by

visiting the website at https://loanconsolidation.ed.gov/appentry/appindex.html.


State Student Consolidation Loans


Several states offer consolidation loans as part of their

education loan programs. Check with your state to see if they

have a loan consolidation program.


Private Student Consolidation Loans


Private loans can not be consolidated under the Federal Direct

Plan. If you can't qualify for the federal and state student

loan consolidation programs because you have private loans,

there are many lenders who make private consolidation loans

available to students. Check with your own lenders first to

see if they have a consolidation program.

About The Author


Ken MacKenzie is a successful writer and online entrepreneur. He has

developed http://www.college-loans.us as a portal

for presenting articles, information, resources, news and links

about college scholarships, grants and loans.


Copyright 2005, Ken MacKenzie http://www.college-loans.us


You have permission to publish this article in your web

sites, newsletters, ezines or electronic publications, as

long as the complete article is used including the resource

box, all links (clickable) and copyright information.






Student Loan Consolidation
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Additional Resources



category - Education Grants

National Science Foundation's Smart Health and Wellbeing Program
The National Science Foundation has constituted the development of the Smart Health and Wellbeing (SHB) Program wherein they intend to address scientific and technical issues that would pave the way towards the transformation of the healthcare process from being rather reactive and hospital centered into becoming preventive, proactive, evidence-based, patient-centered and focused on the wellbeing of the person rather than his/her disease.


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The National Institutes of Health has partnered with the Eunice Kennedy Shriver National Institute of Child Health and Human Development (NICHD) to establish the Learning Disabilities Innovation Hubs Program where both agencies intend to solicit resource-related research project grant applications that concentrate on the etiology, manifestation, prevention, and remediation of writing, reading, or mathematics learning disabilities.


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