Student Loan Consolidation
Page 2

Federal Direct Consolidation Loans


Federal Direct Consolidation Loans are run by the US

Department of Education and provide a means to combine

multiple Federal loans into one.


You can apply online for the Federal Direct Program by

visiting the website at https://loanconsolidation.ed.gov/appentry/appindex.html.


State Student Consolidation Loans


Several states offer consolidation loans as part of their

education loan programs. Check with your state to see if they

have a loan consolidation program.


Private Student Consolidation Loans


Private loans can not be consolidated under the Federal Direct

Plan. If you can't qualify for the federal and state student

loan consolidation programs because you have private loans,

there are many lenders who make private consolidation loans

available to students. Check with your own lenders first to

see if they have a consolidation program.

About The Author


Ken MacKenzie is a successful writer and online entrepreneur. He has

developed http://www.college-loans.us as a portal

for presenting articles, information, resources, news and links

about college scholarships, grants and loans.


Copyright 2005, Ken MacKenzie http://www.college-loans.us


You have permission to publish this article in your web

sites, newsletters, ezines or electronic publications, as

long as the complete article is used including the resource

box, all links (clickable) and copyright information.






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Additional Resources



category - Education Grants

Early-Grade Reading Improvement Interventions Program
In line with this mission, the USAID has developed the Early-Grade Reading Improvement Interventions Program wherein they seek to solicit interventions that would improve the reading achievements in the early grades in Latin America and in the Caribbean region.


Financing Your Education - Work Study Opportunities
The Federal Work-Study Program assists those undergraduate postsecondary students that cannot afford their educational expenses without financial assistance by providing them with part-time employment. Not only does the Federal Work-Study Program provide part-time employment, it also encourages these students to participate in community service activities.


Educational Grants - Financing Your Education with State Assistance
The Leveraging Educational Assistance Partnership (LEAP) provides grants to States that can be used in financial assistance programs to help support eligible postsecondary students.


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