Student Loan Consolidation
Page 2

Federal Direct Consolidation Loans


Federal Direct Consolidation Loans are run by the US

Department of Education and provide a means to combine

multiple Federal loans into one.


You can apply online for the Federal Direct Program by

visiting the website at https://loanconsolidation.ed.gov/appentry/appindex.html.


State Student Consolidation Loans


Several states offer consolidation loans as part of their

education loan programs. Check with your state to see if they

have a loan consolidation program.


Private Student Consolidation Loans


Private loans can not be consolidated under the Federal Direct

Plan. If you can't qualify for the federal and state student

loan consolidation programs because you have private loans,

there are many lenders who make private consolidation loans

available to students. Check with your own lenders first to

see if they have a consolidation program.

About The Author


Ken MacKenzie is a successful writer and online entrepreneur. He has

developed http://www.college-loans.us as a portal

for presenting articles, information, resources, news and links

about college scholarships, grants and loans.


Copyright 2005, Ken MacKenzie http://www.college-loans.us


You have permission to publish this article in your web

sites, newsletters, ezines or electronic publications, as

long as the complete article is used including the resource

box, all links (clickable) and copyright information.






Student Loan Consolidation
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Additional Resources



category - Education Grants

Alaska Native-Serving and Native Hawaiian-Seving Institutions Education Competitive Grants Program
The National Institute of Food and Agriculture has recently constituted the Alaska Native-Serving and Native Hawaiian-Seving Institutions Education Competitive Grants Program wherein it intends to award funds in an attempt to support education, applied research, and several other related community development programs.


Higher Education Challenge Grants Program
The National Institute of Food and Agriculture has recently constituted the Higher Education Challenge Grants Program in an attempt to boost and enhance the quality of formal, postsecondary-level agricultural sciences education.


Student Loans Available Directly from the Federal Government
There are different variations of a Federal Direct Student Loan available; these are dependent on whether or not the student is eligible for government assistance. Need based programs include the Stafford Loan and the Direct Subsidized Loan; while non-need based programs are the Direct PLUS program, and the Direct Unsubsidized Loan.


National Endowment for the Arts: Literature Translation Fellowship 2012
The National Endowment for the Arts has constituted the Literature Fellowship for Translation Projects grant. The grant provides fellowships for published translators as they translate specific works of prose, poetry or drama.






The Institute of Management Technology (IMT) Hyderabad has launched an innovative Social Entrepreneurship program with Columbia University’s School of International and Public Affairs (SIPA).




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