What Are Title IV Programs and How Can They Help You Pay for College

by: Michael Saunders
The Title IV programs help college students save money and protects their rights, is a service provided by the government that is responsible for higher education to help prepare undergrads for the real job market after they graduate. Programs such as these are instituted to ensure that schools of higher education stay within the hundreds of laws and regulations that govern them. In order to stay eligible for grants, such as the Pell Grant, you must stay within these rules and policies.

These programs are used to help put undergraduates that cannot pay for college themselves through school. Many people do not know they can apply for grants such as the Pell Grant, because they assume they do not qualify or are simply unaware of their existence. The bottom line is the federal government funds all of the grants, and anyone can apply - factors include the school you are attending, your financial circumstances, particular classes you are enrolled in, even your criminal background. These grants are limited to families and students that are in financial need and cannot afford college without it. Only those with clear need receive grants.
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What Are Title IV Programs and How Can They Help You Pay for College
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About The Author Michael Saunders has an MBA from the Stanford Graduate School of Business. He edits a site on top government grants and is president of Information Organizers.

Additional Resources

category - Education Grants

Student Loans Available Directly from the Federal Government
There are different variations of a Federal Direct Student Loan available; these are dependent on whether or not the student is eligible for government assistance. Need based programs include the Stafford Loan and the Direct Subsidized Loan; while non-need based programs are the Direct PLUS program, and the Direct Unsubsidized Loan.

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USAID University Engagement through Higher Education Institution Program
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Financing Your Education - Work Study Opportunities
The Federal Work-Study Program assists those undergraduate postsecondary students that cannot afford their educational expenses without financial assistance by providing them with part-time employment. Not only does the Federal Work-Study Program provide part-time employment, it also encourages these students to participate in community service activities.

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Types of Financial Assistance From The Department of Education
The US Department of Education was initially created to encourage the promotion of student achievement and their preparation for global competitiveness by way of fostering academic excellence and ensuring equal access to quality education.

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