What Are Title IV Programs and How Can They Help You Pay for College
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In essence, there is a wide variety of federal student aid grants; you just have to fill out a Free (Application for Federal Student Aid) FAFSA application to apply for these grants that will help you through school financially. Major benefits to these grants are that, unlike loans, they do not have to be paid back. A few other federal student aid grants in addition to the Pell Grant, which was previously discussed, include the Academic Competitiveness Grant. This grant is applicable for undergraduate students in their 1st and or 2nd second year of studies. You must have also have previously completed a meticulous secondary school program.

The National Science and Mathematics Access to Retain Talent, another Title IV Program grant that is available targets students that major in computer science, mathematics, engineering or a foreign language. This grant is available for applicants that are in 3rd or 4th year of undergraduate study.

There are many other grants available in addition to the Pell grant, the Academic Competitiveness Grants and the National Science and Mathematics Access to Retain Talent Grant. It is a good idea to look into grants prior and during your enrollment into college. While acceptance is not guaranteed or even possible, for those that qualify they can help you get through your studies financially.

Hopefully you now have a better idea about what title IV program is, how they operate, as well as how the grants can make is financially feasible to attend college. You can utilize these grants for yourself or relay the information to any friends or family that are about to enroll in college or are currently attending higher education. Title IV programs and federal grants will help you financially, it is just up to the student to see what may be available for them.


What Are Title IV Programs and How Can They Help You Pay for College
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About The Author Michael Saunders has an MBA from the Stanford Graduate School of Business. He edits a site on top government grants and is president of Information Organizers.

Additional Resources

category - Education Grants

Student Loans Available Directly from the Federal Government
There are different variations of a Federal Direct Student Loan available; these are dependent on whether or not the student is eligible for government assistance. Need based programs include the Stafford Loan and the Direct Subsidized Loan; while non-need based programs are the Direct PLUS program, and the Direct Unsubsidized Loan.

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Financing Your Education - Federal Perkins Loans
The Federal Perkins Loan Program helps those undergraduate postsecondary students that cannot afford their educational expenses without financial assistance with a low interest loan. The loan is in place to help them meet their educational expenses to the completion of a postsecondary degree.

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USAID University Engagement through Higher Education Institution Program
The United States Agency for International Development has recently constituted the USAID University Engagement through Higher Education Institution Program wherein it seeks to hone the knowledge, research skills, and creativity of higher education campuses.

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Financing Your Education - Work Study Opportunities
The Federal Work-Study Program assists those undergraduate postsecondary students that cannot afford their educational expenses without financial assistance by providing them with part-time employment. Not only does the Federal Work-Study Program provide part-time employment, it also encourages these students to participate in community service activities.

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