What You Need To Know About GovLoans
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1) United States Department of Agriculture (USDA) - The USDA is an independent agency of the federal government that is focused on improving the country's economy and American people's quality of life. The loan programs that are offered by the USA are geared towards providing assistance to farmers, ranchers, rural individuals, communities and businesses in the process of improving and stabilizing farm income by way of helping the farmers market their crops. In addition, the USDA is also offering indirect loans to farmers and ranchers who does not have to ability to procure commercial loans because they have not manifested the ability to establish stability in terms of their financial resources or they have suffered from setbacks as a result of natural disasters.

2) United States Department of Commerce (DOC) - The DOC is one the loan-making agencies that is designed to create sustainable conditions for entrepreneurship, competitiveness, and stewardship and economic growth. The DOC is offering loan programs to commercial fishermen in the United States and several other eligible citizens and entities.

3) United States Department of Education (DOE) - The DOE is the leading agency in the United States Federal Government that provides loans and several other types of financial assistance to students and parents. The DOE is the largest source of financial assistance, providing approximately 70% of all student financial aid in the United States.

4) United States Department of Housing and Urban Development (HUD) - The HUD is the government agency that is tasked to provide loan programs to individuals who need money to buy new homes or refinance their current dwelling with a very low down payment.

5) United States Department of Veterans Affairs (VA) - VA is the government agency that provides loans and financial assistance to veterans and their dependents.

6) United States Small Business Administration (SBA) - The SBA is the federal government agency that offers loans and grants to small business concerns and small disadvantaged businesses.

To know more about the programs offered by these agencies, you can visit http://www.govloans.gov.

What You Need To Know About GovLoans
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About The Author Iola Bonggay is an editor of TopGovernmentGrants.com one the the most comprehensive Websites offering information on government grants and federal government programs. She also maintains Websites providing resources on environmental grants and grants for youth programs.

Additional Resources

category - Applying for a Grant

Are You Eligible To Receive A Federal Student Aid?
The Department of Education offers several types of educational financial assistance such as grants, federal loans, and work-study programs. It is very much essential for student to determine which type of assistance will best suit his/her financial needs.

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Agriculture and Food Research Initiative: National Institute of Food and Agriculture Fellowships Grant Program
The Agriculture and Food Research Initiative grant program revolves around the premise of providing funds to both fundamental and applied research studies, education, and extension that would hopefully address concerns related to food and agricultural sciences.

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Minority Business Enterprise Centers for Minority-Owned Businesses
The The Minority Business Development Agency has recently constituted the Minority Business Enterprise Centers (MBEC) Program wherein it aims to support minority-owned businesses by providing them with electronic and one-on-one business development services for a reasonably nominal fee.

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National Endowment for the Arts Literature Fellowships in Poetry
The Literature Fellowship program will offer $25,000 grants in poetry to published creative writers that are capable of writing literary pieces, conduct research, travel, and work towards general career advancement activities.

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